Much like weight loss one of the keys to reaching your financial freedoms is knowing where you actually are and a realistic schedule of where you want to end up. All along the way it really helps to break things down into smaller goals. Below we'll step through things to keep in mind for tracking goals and the ideology behind the Basic Budget Excel tool. You can find the tool download link on the Blog tab under archives. Remember to be as honest as possible and to record activities in the month they occurred to allow the tool to be as accurate as possible.